Billing, Fees & Deposits, and Refunds

Billing Overview:

• Due to our home-school tuition model, you will pay OWU directly for your off-campus program. Including programs sponsored by one of our instutional partners (e.g. Arcadia, AIFS, CEA CAPA, CIEE, SFS, and/or SIT).
• You will be billed OWU tuition, the off-campus program fee, and any extra fees if applicable.
• You will be billed for your program's housing and board (when provided). Costs vary depending on location, currency exchange rates, and living expenses. You will not be charged for OWU room and board.
• For some programs, you pay for housing or food out of pocket. In these cases, estimated costs will factor into financial aid but won't appear on your OWU bill. This will be reflected on your off-campus budget sheet provided to you the semester prior to your program.
• OWU will not charge you for the on-campus Student Activity Fee, Health Center Fee, or book fee ("First Day Complete") if you opt out by the deadline.
• All off-campus billing is proceed through Nelnet and eligible for the payment plan option. Question about your bill should be directed to either Student Accounts or IOCP.

Health Insurance Fee:

You will be billed for OWU Student Health Insurance unless you apply for a waiver. Keep in mind that students studying abroad or in other U.S. cities need continuous insurance coverage. Talk to your family before deciding whether or not to waive coverage. You will have access to our institutional provided travel insurance at no additional cost for while you are traveling outside of the U.S.

Additional Billed Costs:

Your program may allow you adjust housing, meal plans, or add planned excursions or a flight option, which could affect costs. These additional fees will be added to your OWU student account and may appear 1-2 months into your term away, or even after your program ends. These are reconciled once we receive the final program invoice from our partners. Plan ahead for adjustments to housing, meals, and other added expenses.

Important Notes

• Program Fees: OWU charges our tuition, not your program's tuition (see information regarding supplemental program fees for programs with tuition above $9,750).

• Partner Program App Fees Deposits:

  While most of billing and payments for your off-campus program will be charged by OWU, many of our partners require that you pay them directly for application fees and/ or deposits (when applicable). Refundable deposits that OWU receives will be credited to your account.

• External Scholarships: These are applied to your account once processed and may adjust your financial aid package.

Refunds

• Program Withdrawal:
  • Notify IOCP immediately in writing/ via email (iocp@owu.edu) if you decide not to attend.
  • OWU will refund payments only if the program partner refunds the money. You're responsible for knowing the refund and withdrawal policies of your specific program. Many of our partners have strict cancellation/ withdraw deadlines well in advance of the program and even our billing schedule. You may be financially liable for fees you have yet to be billed via OWU.

• Processing Time: Refunds may take up to two months after the term ends.

• Non-Refundable Fees:
  • OWU Application and administrative fees are non-refundable.